Terms of Service

1. Acceptance of Terms

By accessing and using Surjo Shop Blog ("the Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our website located at surjoshop.com operated by Surjo Shop Blog ("us", "we", or "our").

2. Description of Service

Surjo Shop Blog provides financial education, investment insights, and money-making strategies through articles, guides, and educational content. Our services include:

• Financial education articles and guides
• Investment strategy insights
• Banking and credit card recommendations
• Newsletter subscriptions
• Community discussions and support

3. User Responsibilities

As a user of our website, you agree to:

• Provide accurate and truthful information when required
• Use the website only for lawful purposes
• Not engage in any activity that disrupts or interferes with our services
• Respect the intellectual property rights of others
• Not attempt to gain unauthorized access to our systems
• Comply with all applicable laws and regulations

4. Financial Disclaimer

5. Intellectual Property Rights

The content on Surjo Shop Blog, including but not limited to text, graphics, images, logos, and software, is the property of Surjo Shop Blog or its content suppliers and is protected by copyright and other intellectual property laws.

• You may not reproduce, distribute, or create derivative works without permission
• Limited personal use is permitted for non-commercial purposes
• Attribution is required when sharing our content
• Commercial use requires explicit written permission

6. User-Generated Content

If you submit content to our website (comments, reviews, etc.), you grant us a non-exclusive, royalty-free license to use, modify, and display such content.

You represent and warrant that:

• You own or have the right to submit the content
• The content does not violate any third-party rights
• The content is not defamatory, offensive, or illegal
• You will not submit spam or promotional content

7. Prohibited Uses

You may not use our website for:

• Any unlawful purpose or to solicit others to perform unlawful acts
• Violating any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• Infringing upon or violating our intellectual property rights or the intellectual property rights of others
• Harassing, abusing, insulting, harming, defaming, slandering, disparaging, intimidating, or discriminating
• Submitting false or misleading information
• Uploading or transmitting viruses or any other type of malicious code
• Collecting or tracking the personal information of others
• Spamming, phishing, pharming, pretexting, spidering, crawling, or scraping

8. Affiliate Relationships

Surjo Shop Blog may contain affiliate links to third-party products and services. We may receive compensation when you click on or make purchases through these links.

• Affiliate relationships do not influence our editorial content
• We only recommend products and services we believe in
• Affiliate links are clearly disclosed when present
• You are not obligated to use our affiliate links

9. Limitation of Liability

To the fullest extent permitted by applicable law, Surjo Shop Blog shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

Our total liability to you for all claims arising from or relating to the website shall not exceed the amount you paid us, if any, for accessing the website.

10. Indemnification

You agree to defend, indemnify, and hold harmless Surjo Shop Blog and its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees).

11. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the website will cease immediately. All provisions of the Terms which by their nature should survive termination shall survive termination.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

13. Governing Law

These Terms shall be interpreted and governed by the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these Terms will be resolved in the courts of New York.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: